How to Apply for CM Punjab Asaan Karobar Card Scheme

Apply for CM Punjab Asaan Karobar Card Scheme:

 Check Your Eligibility

When applying, confirm that you fulfill the following requirements for eligibility:

✅ Age Requirement: Between 21 and 57 years old
✅ Residency: Must be a Pakistani national residing in Punjab
✅ Valid CNIC: Required for identity verification
✅ Mobile Number: Must be registered in your name
✅ Business Status: You should either:

• Own an existing business, or
• Plan to start a business in Punjab
  ✅ Credit History: No overdue loans or bad credit history
  ✅ One Application Rule: Only one application per person and per business is allowed

You can continue with the application if you fulfill these requirements.

Gather the Required Documents

Make sure you have the following documents ready in digital format (scanned copies or clear images):

📌 CNIC (Front & Back)
📌 Passport-sized photograph (or a clear selfie)
📌 Proof of Business, such as:

• Business registration certificate
• Rent agreement or ownership documents
  📌 References: Contact details and CNIC copies of two non-relatives

Having these documents prepared will make the application process smoother.

 Register on the Official Portal

Follow these steps to register online:

1️⃣ Visit the Official Website: Open Asaan Karobar Card Portal
2️⃣ Click “Register Now” and enter your mobile number (must be registered in your name)
3️⃣ Fill in your Personal Details:

• Full Name
• Father’s Name
• CNIC Number (with issue & expiry date)
• Date of Birth
• Registered Mobile Number
• Create a Password (Tip: Use at least 8 characters, one capital letter, one special character, and numbers)
  4️⃣ Click Submit to complete registration

You will receive a confirmation SMS once your account is created.

 Complete the Application Form

After registration, follow these steps:

1️⃣ Login with your CNIC number and password
2️⃣ Fill in your Address & Business Details:

• Complete address with nearest landmark
• City & ownership status (own/rented)
• Family details & education
• Work experience (if any)
  3️⃣ Enter Business Information:
• Business name, type, location, and contact details
• Business start date and revenue details
• Number of employees & salaries
• Monthly utility expenses (electricity, rent, etc.)
  4️⃣ Enter Loan Details:
• Choose loan amount between PKR 100,000 to PKR 1,000,000
• Loan purpose is auto-filled as “Revolving Credit for Business Capital”
  5️⃣ Upload Required Documents:
• CNIC (front & back)
• 1-2 years bank statement (if available, helps in approval)
  6️⃣ Accept the Declaration by checking the box and Click Proceed

Your application will be submitted successfully if all steps are followed correctly.

 Pay the Processing Fee (Most Important Step!)

To complete your application, you need to pay a non-refundable processing fee of PKR 500.

🔹 A system-generated 19-digit PSID number will be displayed on the portal with Status: UNPAID
🔹 Pay the fee through any Bank’s Mobile App, ATM, or Over-the-Counter (NBP/BOP) using 1Bill – Invoice/Fixed Payment Option
🔹 After payment, login again to check that PSID status is updated to “PAID”

Submit the Application

🔹 Review all entered information carefully
🔹 Click Submit to finalize your application
🔹 You will receive a confirmation message and a Registration Number – keep it safe for tracking your application status